4568 Memorial Dr. Decatur, GA 30032 404-299-6566
Olympic Auto Sales, Inc., Auto Dealers  Used Cars, Decatur, GA
  • Q) What type of income is acceptable to get approved for finance?
  • A) Printed Paystubs, Unemployment, Fixed income such as SSI, SSD, Workers Comp.

  • Q) What if I'm self-employed?
  • A) That's fine, as long as you can prove your income with bank statements showing deposits, or canceled checks that you received.

  • Q) Do I need a down payment?
  • A) Most people do need some cash down. That is how the bank gets comfortable with loaning you the rest of the money you need to purchase the vehicle you want.

  • Q) How much of a down payment will I need?
  • A) The amount of your down payment is determined by the bank giving you the loan. It's different for every customer, and depends on several factors, such as credit history, length of employment, and the kind of vehicle you wish to drive.

  • Q) What if I have a trade-in?
  • A) YES. We will appraise the trade value of your vehicle and apply that towards the price of your new vehicle. Often, we have customers whose trade in is worth enough that they don't need any additional cash to get the vehicle they want.

  • Q) I've had a repossession. Can I still get approved?
  • A) Yes! Even if your repo was yesterday, we will get you approved for a loan.

  • Q) I've had a bankruptcy. Can I still get approved?
  • A) Yes! Even if your bankruptcy was discharged yesterday, we will get you approved for a loan.

  • Q) I've never had credit before. Can I still get approved?
  • A) Yes! As long as you have verifiable income, we will get you approved for a loan.

  • Q) How much income do I have to prove?
  • A) The minimum is $800 per month, before taxes are taken out.

  • Q) What will my monthly payment be?
  • A) That will depend on several different factors, such as what vehicle you want, how much your down payment is, the length of the loan etc. We will work with you, so that you can get the monthly payment that best fits your budget.

  • Q) Do I have to have a bank account?
  • A) No. However, if you have one, you can have the payments automatically withdrawn on a weekly, bi-weekly, or monthly schedule. This can help you establish good credit easier.

  • Q) Will financing a vehicle at Olympic help me establish my credit?
  • A) Yes! The finance companies we get you approved with report to all 3 credit bureaus. If you don’t want it show on your credit then we can do In-house financing and not report.

  • Q) Will my vehicle have a warranty available?
  • A) Almost always! In fact, over 97% of the vehicles we have in stock have warranties available with them.